![]() ![]() Related: Every Credit Card Scam You Need To Know (2022 Update) -> 5. If a thief attempts to use your card to make fraudulent purchases, you won’t be held responsible. Tell your credit lender that the credit card is lost, and possibly stolen. Hackers will "validate" stolen credit card numbers by making small purchases first (this is known as carding). That means canceling any lost assets and opening new credit cards with new card numbers. Don't ignore small unknown charges, either. You’ll need to repeat the steps you took with your bank, and call your credit card issuer. Related: Someone Bought a Car in My Name! What Should I Do? → 4. Most financial service companies are very supportive when it comes to handling fraud, as long as you’ve demonstrated fast action to resolve any issues.īanks like Wells Fargo and American Express have produced helpful documentation you can review if you are a victim of fraud. You can also follow the fraud victim's checklist for step-by-step instructions on what to do next. Remember that if you wait over 60 days to report theft, you may be held responsible for unauthorized purchases. It’s a hassle to transfer everything to new bank accounts, but it’s worth it. In the event of bank fraud, you may need to cancel your bank account and open a brand new account with new account numbers. Your bank will cancel your lost debit card and issue you another debit card with a new card number. Report your debit card as lost or stolen. Call Your BankĬontact your bank immediately. □ Related: How To Avoid Airline Scams (Don't Pay Extra for Cheap Flights!) → 3. ![]() But keep in mind, the consequences of identity theft are much worse! So take action and don’t leave anything to chance. Looking up each company’s phone number, calling them and waiting for customer support is an inconvenience. Your list should include debit cards, credit cards, airline loyalty cards, your driver’s license, health insurance card, auto insurance card, and social security card.Īfter you've assembled a list of lost items, call each entity one by one to prevent fraud. Now what? Make a list of everything you keep in your wallet and start drafting a recovery plan. Okay, so your wallet is definitely missing. List Everything You Keep Inside Your Wallet If your wallet is still missing, take precautions to prevent identity fraud, especially if you recognize any of the major warning signs. It's possible you misplaced your wallet somewhere, and did not actually lose it.Ĭheck your gym, work office and recently visited restaurants to see if anyone has turned in a lost wallet. This will save you a lot of hassle before you start canceling credit cards and opening new accounts.Ĭheck under your bed, behind the couch, along the side of your car seats, and even your jacket pockets. Retrace your steps and double check that your wallet is actually lost. If you lose your wallet, immediately search all the areas you frequent to see if you've misplaced it. Retrace Your Steps and Search for Your Lost Wallet
0 Comments
Leave a Reply. |